QUICK ANSWER: Assisted living at Grace Gardens Living in Portland, TN is $5,150 a month for a Standard Room, $6,100 for a Private Suite, and $5,875 for Memory Care, with no added care-level fees. The average base rate for assisted living in Tennessee is $4,928 per month, but additional charges for care, services, and amenities can quickly make the actual cost significantly higher.
If you are comparing assisted living costs for a loved one, you have probably noticed that no two prices look alike. Some communities quote a low base rate and add charges later. Others give you one number up front.
Here is how pricing works at Grace Gardens Living in Portland, TN, and what is included.
Think of Grace Gardens Living as an all-inclusive community. We never add extra fees when a resident’s care needs increase, giving families clarity and peace of mind.
What does assisted living cost in Portland, TN?
At Grace Gardens Living, the monthly rate depends on the room, not on how much help your loved one needs. A Standard Room is $5,150 per month, a Memory Care Room is $5,875, and a Private Suite is $6,100. Every rate is all-inclusive, and care charges are $0.
| Room | Type of care | Monthly rate |
| Standard Room | Assisted living | $5,150 |
| Memory Care Room | Memory care | $5,875 |
| Private Suite | Assisted living | $6,100 |
Many communities quote a low base rate and add charges later. That is why the fairest comparison is always the total monthly bill, not the headline rate.
What is included in the monthly rate?
Your loved one’s monthly rate covers everyday care and support. Care needs are included, such as:
- Meals and snacks
- 24 hour staffing
- Activities
- Dementia support and activities
- Medication management
- Utilities
- Housekeeping and laundry
There are no added care-level fees as needs change.
Ask any community, including ours, for a written list of what is and is not included. A good answer is specific.
Are there one-time fees?
Yes, and we would rather you see them now than find them later.
- Reservation fee, $500: due with the agreement, non-refundable, and applied to your Community Fee.
- Community Fee, $2,000: one-time and non-refundable, due on admission. It helps cover the expenses of admission and discharge and of shared areas within the community.
- Last month of service: paid in advance at your room’s monthly rate. It is held until your final month and is refundable.
- First month: prorated based on the move-in date.
In total, the one-time cost is $2,000 (your $500 reservation fee counts toward it), plus the last month paid in advance. For a Standard Room, that is $2,000 plus $5,150 held for the final month.
Do assisted living prices go up every year?
Most communities raise rates once a year. We anticipate an annual increase of 3% to 4%, effective January 1, with 30 days’ written notice by email. On a $5,150 Standard Room, that is about $155 to $206 more per month.
We do not add additional care-level fees.
Why does memory care cost more than assisted living?
Memory care usually costs more because residents need closer supervision, more staff time, and a structured, secure setting. At Grace Gardens, the Memory Care Room is $725 more per month than the Standard Room.
How does assisted living compare with home care?
Home care can work well for a while, but the hours add up. Aide fees, housing costs, groceries, utilities, and home upkeep are all separate bills, and a home setting is still missing 24 hour care.
At Grace Gardens, one monthly rate covers the care and services listed above, so your family can plan around a single number.
What should you ask any assisted living home about cost?
Use these questions with every community you tour:
- Is the rate all-inclusive, tiered by care level, or a mix?
- What exactly does the monthly rate include? Can I have that in writing?
- What extra charges apply, such as medications, supplies, laundry, or transportation?
- What one-time fees are due, and which are refundable?
- How much have rates risen in the last two years, and how much notice do families get?
- What happens to the rate if my loved one needs more help?
Frequently Asked Questions
What is the average cost of assisted living in Tennessee?
The average base rate for assisted living in Tennessee is $4,928 per month, and $5,900 for memory care. These are entrance base rates, often with steep add-on costs. Prices vary by community, room type, and what the rate includes, so ask each home for its total monthly cost.
Does Medicare pay for assisted living?
No. Medicare does not cover long-term care or custodial care, which is most of what assisted living provides, except when medical care is needed. Families typically use savings, long-term care insurance, VA benefits if eligible, or Medicaid where it applies.
Will my loved one’s rate go up if they need more care?
Not because of their care level. Grace Gardens Living has no added care-level fees. Rates do adjust once a year, and we anticipate 3% to 4%, effective January 1, with 30 days’ written notice by email.
Is the Community Fee refundable?
No. The $2,000 Community Fee is one-time and non-refundable. Your $500 reservation fee, also non-refundable, is applied toward it. The last month of service paid in advance is refundable.
What is the difference between a Standard Room and a Private Suite?
The Private Suite is $950 more per month than the Standard Room because of its larger footprint, which fits more furniture if you like. Both are single rooms with their own full bathroom.
Can I tour before I decide?
Yes. Families are welcome to visit, meet our team, and ask anything. Call (615) 205-2280 or send us a message to find a time that works.
See Grace Gardens for yourself
Numbers only tell part of the story. Schedule a tour at Grace Gardens Living, 711 Halltown Rd, Portland, TN 37148, and ask us anything about pricing.
Sources:
- gov, “Long-term care”